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Category: Finance(Page 1 of 14)

Since a loan against property in India is backed by a security, you usually pay a lower interest rate on it as compared to an unsecured loan. Keep in mind that you have a choice between two types of interest rates on these loans: fixed and floating. Both of these have their own pros and cons, so here’s more on how these rates differ to help you bag an affordable sanction. Fixed interest rate When the interest rate on your loan is constant throughout the tenor, it is called a fixed interest rate. In this case, the interest rate is […]

TV technologies have evolved, and it has changed the way people used to see programs on the screen. Along with LED, OLED, QLED, 4K, Ultra HD and more, Smart TVs have also emerged as one of the leading ones. A smart TV is nothing but an LED TV on which you can access web content on a bigger screen. You can connect the smart TV via Wi-Fi and start watching YouTube, Netflix, Amazon Prime shows along with accessing websites as well. The USB ports in a smart TV lets you connect a keyboard and mouse so that you can use […]

Before we start discussing about the topic, you need to understand that there is no business started with no investment. You also have limited time and energy, along with the financial resources which together become very important to spend. And you invest all of these to different degrees to make a business work. But for the sake of this topic, let’s say you want to start your business with Rs. 10,000 or Rs. 20,000. Seems reasonable and to be honest it is. Though, it might seem impossible to start a business with such a low and reasonable amount, but it […]

At times, urgent cash requirements may come up to fund any medical emergency or some other need. You may need to take up a personal loan or use your credit card to meet the necessary expenses. A home loan top-up can be a better financial alternative in such circumstances. What Is Home Loan Top-Up? It is an additional loan borrowers can avail over and above the existing home loan. If you’re already repaying an existing loan, it’s advised not to take up a new line of credit as it affects your CIBIL score. Here, taking a top-up loan can help […]

With the slogan ‘The Central Government launched housing for All’ by 31st March 2022, the Pradhan Mantri Awas Yojana or PMAY home loan in 2015. The major objective of the Pradhan Mantri Awas Yojana was to offer affordable housing solutions. It also promised to give subsidies under the PMAY home loan to the urban poor. The Pradhan Mantri Awas Yojana aims to build more than 2 crore houses for the urban poor. It includes the Economically Weaker Sections (EWS) and Low Income Group (LIG). The mission is supported by the Central Government of India via funding assistance of Rs.2 trillion. […]

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