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The credit score ranges from 300 to 900 and is the reflection of an individual’s creditworthiness. The higher the score, the more reliable he/she is as a borrower and vice versa. Every individual who has availed credit will have a score. Financial institutions, almost in all cases of lending, rely on this score of a prospective borrower to determine the degree of risk that an […]

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It is fairly common to wake up with an unexpected body ache or pain such as neck and shoulder pains as well as lower back pains, which is felt right after moving from lying in bed to standing and slowly subsides as you move around. This usually occurs due to stiffness from long periods of decreased blood flow, which occurs during sleep. Persistent aches in […]

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Creating a will is highly advisable for anyone who has assets to their name, whether you own one single-family home, a business, or a plethora of entities and ventures. While thinking about death can be stressful, drafting a will and updating it occasionally can bring peace of mind. Knowing that you’ve provided for your loved ones, even in circumstances beyond your control, can help give […]

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Introduction Loans come in all shapes and sizes. Whatever your aspiration is, there is a loan that will sponsor your dream. This article gives you the top-7 reasons why a home loan can best fulfil your dream of owning a house. 1. Low Rates of Interest Time has never been as ripe for a home loan borrower as it is now. As part of the […]

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Even though both financial instruments involve mortgaging immovable properties, loan against property and home loans have some fundamental differences. Starting from the purpose of availing these loans to their end-use limitations, the distinctions are sometimes quite direct. Nonetheless, several borrowers fail to conceptualise these differences between the two. One should assess the differences so that he/she can determine when such credits are necessary. Besides, comparing […]

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