Gaurav Mittal

Since a loan against property in India is backed by a security, you usually pay a lower interest rate on it as compared to an unsecured loan. Keep in mind that you have a choice between two types of interest rates on these loans: fixed and floating. Both of these have their own pros and cons, so here’s more on how these rates differ to […]

With the slogan ‘The Central Government launched housing for All’ by 31st March 2022, the Pradhan Mantri Awas Yojana or PMAY home loan in 2015. The major objective of the Pradhan Mantri Awas Yojana was to offer affordable housing solutions. It also promised to give subsidies under the PMAY home loan to the urban poor. The Pradhan Mantri Awas Yojana aims to build more than […]

Repaying a large amount of outstanding debt can be a challenging task for most. Understanding how you got there in the first place is equally important. Having a significant amount of debt to your name can lead you to look for shortcuts to clear it, which can end up costing you a lot more than you anticipated. While clearing debt can be tricky, options such […]