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If you are a salaried employee, you may have noticed that there’s a good amount of monetary deductions on your paystub every month. Occasionally, you may receive a bonus or overtime payment but you never get to receive the total amount because of the allowances and tax payments. This overall salary without any deductions is called Gross Salary and it is different from your Take-Home […]
A personal loan helps you get through the immediate financial needs you might have. But the problem that persisted with personal loans was that one had to go through a lot of paperwork and spend a good deal of time before the loan could be sanctioned to him. With the arrival of the PAN card, the situation has radically improved. People can now easily get […]
Should you save your money or invest it? This has always been a hard question to answer. With today’s low rates, you hardly get any interest in saving money. And the continuing bull market looks like a very inviting place for your money. However, here are some tips that should help answer this question. Build Emergency Funds Before investing in anything, you should have an […]
Ease of investment, clarity of returns, and a safe way to earn high interest are some of the main reasons due to which investors turn towards fixed deposits. To earn sufficient interest, you must compare the FD rates across the banks and finance companies and choose an FD provider who provides the highest FD interest rates. However, as bank FD rates have been reduced after […]
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Despite some rhetoric to the contrary, forex trading should not be considered as a “get rich quick” scheme. This is borne out by the sheer number of loss making accounts, with as many as 70% of traders losing money on a regular basis. However, do not turn away from forex just yet! it is still possible to achieve a profit as a forex trader, while […]
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