Finance Articles

You’ll reach a point in your life when you can say with certainty that you’re ready to purchase a house. Perhaps you’ve been renting a long time and you’ve finally decided that it’s time to own. Rest assured this financial decision could be a wise investment on your end. Yes, real estate is still a prime commodity—one where you have the potential to earn should […]

Microfinance is the need of the hour for a developing country like India. It is a way of providing access to credit, insurance, and savings to poor people. Microfinance has taken the shape of the community microfinance movement. Different communities arrange funds through money pooling for those in need of money. It enables the people with a minimum income to raise their standard of living […]

If you are a salaried employee, you may have noticed that there’s a good amount of monetary deductions on your paystub every month. Occasionally, you may receive a bonus or overtime payment but you never get to receive the total amount because of the allowances and tax payments. This overall salary without any deductions is called Gross Salary and it is different from your Take-Home […]

A personal loan helps you get through the immediate financial needs you might have. But the problem that persisted with personal loans was that one had to go through a lot of paperwork and spend a good deal of time before the loan could be sanctioned to him. With the arrival of the PAN card, the situation has radically improved. People can now easily get […]

Should you save your money or invest it? This has always been a hard question to answer. With today’s low rates, you hardly get any interest in saving money. And the continuing bull market looks like a very inviting place for your money. However, here are some tips that should help answer this question. Build Emergency Funds Before investing in anything, you should have an […]