kotak credit card types and benefits
  • Benefits of Kotak Mahindra Credit Cards

  • Published By:
  • Category: Finance
  • Published Date: October 4, 2022
  • Modified Date: October 4, 2022
  • Reading Time: 6 Minutes

Featured Image Caption: Kotak Credit Card Types and Benefits

The variety of credit cards offered by Kotak Mahindra Bank includes both budget-friendly and high-end cards. These Kotak credit cards are designed to meet a variety of personal needs, including those of rewards, cashback, savings, vacation advantages, entertainment perks, and much more.

Features of Kotak Mahindra Credit Cards:

Lifetime free credit cards:

Kotak Mahindra bank offers numerous credit cards which suit each individual and their personal needs, but they aren’t limited to this, many of the bank’s credit cards come with zero joining and annual fees.

Reward program:

Kotak Rewards makes it easier to manage earned reward points. Users can use their credits for a number of things, including cinema tickets (BookMyShow Vouchers), trips, retail for 10,000 different items, cellphone recharge, and numerous other things. You can even pay with the reward points you have earned. Simply purchase your favorite items and kindly ask the cashier to use your reward points at the merchant terminal.

Build strong credit history:

Creditors see your credit rating as a key factor, it helps them to see your capacity to pay back debts. But if you’re new to this, and have zero credit history or even if you want to raise your credit score for the better then going for Kotak 811 credit card will be a smart choice as it comes at zero annual fees and also offers numerous benefits. Utilize it regularly, and make all payments on schedule. It will assist you in raising and improving your Credit rating.

Cashback offers

If special deals and discount coupons do not suffice, then don’t worry Kotak bank’s cashback benefits will surely satisfy you. One such Kotak Mahindra bank credit card is the Kotak Corporate Wealth Signature Credit Card which lets you earn high cash back whenever used.

Entertainment benefits:

Users will receive monthly complimentary cinema tickets, discounted rates on cinema tickets, and other incentives using credit cards that feature entertainment perks. To benefit from the deals, you would only have to use your credit cards to make the transaction. Additionally, banks offer cinema tickets, coupons from renowned brands, and joining bonuses to their credit card customers.

Priority pass membership:

The leading independent VIP airport lounge programme across the globe, known as the Priority Pass, lets users access more than 1,000 VIP lounges in over 130 countries and 500 locations globally. Kotak Mahindra Privy League Signature Credit Card lets the cardholder access Priority Pass membership and enjoy priority pass benefits.

Customize image credit card:

Not only Kotak Mahindra bank’s credit cards are filled with limitless features it also comes with an option where users can customize their preferred image on the credit card. With the Kotak MyImage Credit Card, you can create a unique picture card by selecting a picture from the digital library that has been exclusively created by the Bank for its users.

If your credit score is low, don’t worry:

Don’t panic if your credit score isn’t the best right now. Kotak Mahindra bank understands the problem people may face because of having a low credit score therefore, they have introduced the Kotak 811#DreamDifferent credit card. Users don’t need a pay statement or earnings documentation to open this account digitally. This card is secured by an FD that comes with available credit of 90%.

Some of the best Kotak credit cards are as follows:

Kotak IndiGo Ka-ching 6E Rewards XL credit card:

Excellent rewards on travel and accommodation are offered by the Kotak IndiGo Ka-ching 6E Rewards XL credit card. Users have the option to use their reward points accumulated through all of their purchases to purchase air flights from IndiGo with this co-founded card. This card additionally comes with complimentary perks, such as discount coupons for hotels, restaurants, and other associated brands.


  • One IndiGo flight ticket up to Rs. 3,000 is provided as a joining bonus with the card. Users also receive greeting gift cards from affiliated stores in a variety of areas.
  • Members are granted admission to two airport lounges each quarter, for a total of eight lounge visits annually.

Kotak Mahindra Privy League Signature Credit Card:

The Kotak Mahindra Privy League Signature Credit Card is indeed the best option if you’re searching for a premium all-around credit card. This card is available in 2 versions, Privy League Paid Card and Privy League Free Card, both of these cards offer their users a variety of reward credits across numerous areas.


  • Users are granted to 4 free PVR Cinemas tickets each quarterly as a credit card user of Kotak Privy League, which can be claimed anytime digitally.
  • Users only need to contact Kotak customer care to change their purchases to EMI.

Kotak Corporate Wealth Signature Credit Card:

Corporate Wealth Signature Credit Card from Kotak Mahindra Bank is available; thanks to the intelligent style of this product, users can get greater cashback with this card. This wonderful card can be used for any necessity, including vacation, retail, restaurant, or watching movies. The greatest thing is that this program rewards you with cashback for each of your purchases.


  • Nearly 100 lakh retailers around the world take the Kotak Corporate Wealth Signature Credit Card.
  • Through the exclusive VISA Airport Lounge service, users have access to national airport lounges.

Kotak Corporate Platinum Credit Card:

Through the Kotak Mahindra Bank Corporate Platinum Card, you may enjoy greater reward credits, visits to airport lounges, waiver of gas surcharges, and numerous other lifestyle benefits. The card offers a wide selection of unique and flawless functions and perks. Lounge access, surcharge waiver, simple redemption of rewards, and improved rewards are some of its highlights and advantages.


  • Each quarter, the user can simply contact the customer service center to use the rewards they have accrued.
  • Regarding safety purposes, every payment made using the Kotak Corporate Platinum Credit Card is alerted via emails and text messages sent to the linked contact number.

In order to meet the demands of both people and companies in terms of finances as well as lifestyle, Kotak Mahindra Bank offers a variety of credit cards. The Kotak Credit Card’s main feature is its status as a quality credit card that provides savings, cashback, bonuses, waiving fees, and much more. Kotak provides a comprehensive range of cards to suit the financial requirements of both businesses and the average person, making them the largest industry players with in financial sector.

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